Pay for your project with predictable, monthly payments without tapping into your home equity.*
- Check rates in under 2 minutes – Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
- Loans typically fund in 1-5 days** – If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
- Fixed monthly payments – Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.
- No prepayment penalties – You can pay off the loan early with no additional fees.